When you are in the accumulation phase of your life, you have to stay focused on your long-term goals. One of the most challenging components of this discipline is to ignore what society teaches us about how we live our lives. Too many of us consume all that we have with the belief that we will work on savings tomorrow. Dave Ramsey puts it best, “You have to live like no one else, so that you can live like no one else.” Confidence that your assets are growing at a sufficient pace to take that next step in life is paramount…that is the Athena Wealth advantage.